OAKBERRY CLUB LOYALTY PROGRAM TERMS & CONDITIONS

Welcome to the OAKBERRY Club Loyalty Program. These Terms & Conditions govern your participation in our loyalty
program and establish the contractual relationship between you and OAKBERRY regarding program benefits, rewards,
and membership obligations.

1. PROGRAM OVERVIEW

(a) The OAKBERRY Club Loyalty Program (Program) is operated by Oakberry Australia Pty Ltd (ACN 680
820 642) (OAKBERRY, we, us, our).

(b) By joining the Program, downloading or using the OAKBERRY App, or providing your details (including a
unique email and mobile number), you agree to these Terms and Conditions (Terms).
(c) The Program offers members rewards and benefits at participating OAKBERRY stores in Australia and
via the App.

(d) These Terms apply alongside the OAKBERRY App Terms & Conditions and Privacy Policy, which
together govern your participation.

2. MEMBERSHIP ELIGIBILITY & REGISTRATION

(a) Individuals may join the Program (Club Members) by:

(i) Downloading the OAKBERRY App;

(ii) Registering with a valid and unique email and mobile number; and

(iii) Verifying their account if required.

(b) Members must be 18 or over. Those under 18 need parental/guardian consent, which OAKBERRY may
request in writing.
(c) Each individual may hold only one account. Shared or duplicate accounts may be closed, with rewards
forfeited.
(d) Once registered, members receive a unique membership number and barcode accessible via the App and
compatible wallets (e.g. Apple Wallet, Google Pay).

3. EARNING STAMPS, REWARDS & REDEMPTION

(a) Members earn digital stamps (Stamps) when making eligible purchases at participating OAKBERRY stores
or through the App. One Stamp is generally awarded per full-priced bowl or smoothie, but earning rules
may vary and are always set out in the App.
(b) Stamps and rewards have no cash value, cannot be transferred, and are only valid as described in the
App. Rewards, Stamps, and benefits are not property of the Member.
(c) Rewards, such as free products, vouchers, or birthday benefits, are issued and redeemed through the App
or by presenting membership details in-store. All conversions (including from previous programs), reward
types, expiry periods, and eligibility requirements are managed through the App and may change at
OAKBERRY’s discretion.
(d) Members are responsible for ensuring their membership barcode is scanned or linked at purchase.
OAKBERRY is not responsible for missed Stamps, expired rewards, or unavailable products.
(e) Rewards cannot generally be combined with other discounts or offers, are subject to product availability,
and may be substituted or withdrawn at any time.

4. EXCLUSIONS & LIMITATIONS
(a) Not all purchases qualify for Stamps or rewards. Excluded transactions generally include discounted or
promotional items, vouchers, gift cards, and orders through third-party delivery platforms (including
UberEats, DoorDash, Menulog and similar services). Full details are always set out in the App and may
change at any time.
(b) Rewards cannot be converted to cash, transferred to others, or redeemed outside participating stores. They
must be used within their expiry period and are subject to product availability.

(c) Rewards usually cannot be combined with other offers unless stated otherwise. OAKBERRY may impose
additional limits or substitutions, with current rules communicated through the App.

5. TRANSITION, CHANGES & TERMINATION

(a) From time to time, OAKBERRY may discontinue or adjust existing loyalty programs and replace them with
new structures. Where this occurs, OAKBERRY may, at its discretion, offer transition arrangements for
members holding balances or benefits under a discontinued program. These details (including conversion
rates, thresholds, and validity periods) will be communicated at the time of transition through the App.
Balances that do not meet minimum thresholds may be forfeited without compensation.
(b) Any coupons or rewards issued as part of a transition will carry specific expiry dates and redemption rules,
set out in the App at the time of issue. Unless otherwise stated, transition rewards cannot be transferred,
extended, exchanged for cash, or combined with other offers. OAKBERRY’s decisions regarding
conversion values and eligibility are final.
(c) OAKBERRY reserves the right to update or amend these Terms, rewards, and features of the Program at
any time. Notice of changes will be provided through the App or other communication channels. Benefits
and rules may be adjusted, substituted, or withdrawn without prior notice. OAKBERRY may, at its discretion,
maintain a page on its website that outlines the eligibility criteria for current promotions; however,
OAKBERRY is under no obligation to notify Members of updates to that page or to ensure it is kept current.
(d) The Program may be suspended or terminated at OAKBERRY’s discretion. If this occurs, all unused
Stamps, balances, or benefits will immediately expire without compensation.
(e) Members may cancel their membership at any time by contacting customer service, following in-App
prompts, or providing written notice through official channels. On cancellation, all unused rewards and
Stamps will be forfeited.
(f) Upon termination of either the Program or an individual account, outstanding benefits not redeemed by the
effective termination date will become void. Member data will be retained only as required by law,
regulation, or OAKBERRY’s Privacy Policy.

6. CUSTOMER RESPONSIBILITIES

(a) Club Members are responsible for managing their Program account, including keeping login details,
membership numbers, and barcodes secure. Any activity on the account will be treated as authorised by
the Member.
(b) Members must notify OAKBERRY immediately of suspected unauthorised access. OAKBERRY is not
responsible for lost, stolen, or misused rewards, nor for technical failures, outages, or connectivity issues
that prevent earning or redemption. Members acknowledge that the Program operates digitally and
occasional disruptions may occur.
(c) Members must keep their contact details, including email and mobile number, current at all times. Updates
can be made in the App or through official support channels. Failure to do so may result in missed
communications or expired rewards.
(d) Use of the App and Program may require certain hardware, software, or connectivity. OAKBERRY is not
responsible if Members cannot access or use the Program due to device, software, or network
incompatibility
(e) OAKBERRY may verify Member identity, age, or eligibility at any time, including before rewards are
redeemed. This may involve checking personal details, account activity, and transaction records.
(f) Creating duplicate accounts, manipulating Stamps, transferring non-transferable rewards, or attempting to
circumvent Program rules is prohibited. OAKBERRY may suspend or cancel accounts for fraudulent
activity, misuse, or inappropriate behaviour toward staff or customers.
(g) OAKBERRY reserves the right to determine compliance with these Terms, eligibility for rewards, and
authenticity of transactions. Such determinations are final and binding, except where inconsistent with non
excludable consumer rights.
(h) Membership is conditional on respectful behaviour toward OAKBERRY staff, customers, and partners. Any
offensive, abusive, or inappropriate conduct (including threats or harassment) may result in immediate
suspension or termination of membership and forfeiture of rewards

7. PRIVACY & PERSONAL INFORMATION
(a) OAKBERRY collects, uses, and discloses personal information in connection with the Program in line with
its Privacy Policy, available at www.oakberry.com.au and through the App. By joining the Program,
Members acknowledge that they have read and understood the Privacy Policy and consent to their personal
information being handled as described, including for administration, marketing, and promotional purposes.
OAKBERRY may update its Privacy Policy from time to time, and continued participation in the Program
constitutes acceptance of those updates.

8. LIABILITY & CONSUMER RIGHTS
(a) The Program is provided on an “as is” and “as available” basis. To the maximum extent permitted by law,
OAKBERRY’s total liability for any claim connected with the Program is limited to one Australian dollar
(AU$1.00). No warranties are given in relation to Program availability, uptime, or uninterrupted operation.
(b) OAKBERRY is not responsible for any delays, failures, or disruptions caused by events beyond its control,
including natural disasters, strikes, government action, or technical issues such as system outages,
connectivity problems, or App malfunctions. Nor is it responsible for account misuse, lost or stolen rewards,
or any indirect or consequential loss.
(c) Any tax liability connected with the receipt or redemption of rewards is the sole responsibility of the Member.
(d) Nothing in these Terms excludes rights under the Australian Consumer Law or other non-excludable
guarantees. Where such rights apply, OAKBERRY’s liability is limited, at its election, to resupplying the
relevant services or covering the reasonable cost of having those services re-supplied.

9. GENERAL TERMS
(a) Members must first direct any disputes or concerns about the Program to OAKBERRY customer service.
OAKBERRY will make reasonable efforts to resolve issues quickly and fairly. If a dispute cannot be resolved
in this way, the parties agree to attempt good faith mediation through a recognised dispute resolution
service before starting legal proceedings. OAKBERRY’s decisions regarding Program operation, eligibility,
and rewards are final, except where inconsistent with non-excludable consumer rights under applicable
law.
(b) These Terms are governed by the laws of New South Wales, Australia. Any disputes that cannot be resolved
through the process above will be subject to the exclusive jurisdiction of the NSW courts.
(c) These Terms, together with the OAKBERRY App Terms & Conditions and Privacy Policy, form the entire
agreement between OAKBERRY and Members. If any provision is found invalid or unenforceable, the
remainder will continue in effect, and the invalid provision will be modified as needed to give effect to the
parties’ intentions.
(d) Membership accounts and rewards are personal to each Member. They may not be sold, traded,
transferred, or otherwise used for commercial purposes.
(e) OAKBERRY may assign its rights or obligations under these Terms to an affiliated entity or business
successor without consent. OAKBERRY is not responsible for any failure or delay caused by events beyond
its reasonable control, including natural disasters, strikes, system failures, or government action.
(f) Official Program communications will be sent to the contact details provided in the App, and Members are
responsible for keeping their information up to date. Certain provisions, including those on privacy, liability,
and dispute resolution, will survive termination of membership or the Program.
(g) OAKBERRY’s interpretation and application of these Terms is final and binding in all matters relating to
Program operation, administration, and conduct, ensuring consistent application across all Members.

CONTACT INFORMATION

For questions about the OAKBERRY Club, these Terms & Conditions, OAKBERRY App Terms & Conditions and
Privacy Policy, please contact us on [email protected].

Last Updated: 26 September 2025

OAKBERRY App Terms and Conditions

Welcome to OAKBERRY! We provide a mobile app (App) which is your one-stop shop to all things OAKBERRY. On our App you’ll be
able to place orders at your local OAKBERRY, join our loyalty program, view and use monthly offers, store your gift cards, and so
much more.
In these Terms, when we say you or your, we mean you, the person accepting these Terms. When we say we, us, or our, we
mean Oakberry Australia Pty Ltd (ACN 680 820 642).
These Terms form our contract with you, and set out our obligations as a service provider and your obligations as a customer. You
cannot use our App unless you agree to these Terms.
Some capitalised words in these Terms have defined meanings, and each time that word is used in these Terms it has the same
meaning. You can find a list of the defined words and their meaning at the end of these Terms.
For questions about these Terms, or to get in touch with us, please email: [email protected]
These Terms were last updated on 30 August 2023.

OUR DISCLOSURES

Please read these Terms carefully before you accept them. We draw your attention to the fact that:
● we will handle your personal information in accordance with our privacy policy, available at www.oakberry.com.au ;
● subject to your Consumer Law Rights:
o our aggregate liability to you for any Liability arising from or in connection with these Terms will be limited to AU$200;
o we will not be liable for delays or failures in performance caused or contributed to by an event or circumstance beyond our
reasonable control;
● we may amend these Terms at any time, by providing written notice to you, and by clicking “I accept” or continuing to use our
App after the notice or 30 days after notification (whichever date is earlier), you agree to the amended Terms. If you do not
agree to the amendment, you may close your Account with effect from the date of the change in these Terms by notifying us;
and
● we may receive a benefit (which may include a referral fee or a commission) should you visit certain third party websites
through a link on our App, or for featuring certain goods or services on our App.
These Terms do not intend to limit your rights and remedies at law, including any of your Consumer Law Rights.

1. Engagement and Term
1.1 These Terms apply from when you sign up for an Account, until the date on which your Account is terminated in accordance
with these Terms. We grant you a right to use our App for this period of time only (which may be suspended or revoked in
accordance with these Terms).
1.2 You must be at least 18 years old to use our App.
1.3 Variations: We may amend these Terms at any time, by providing written notice to you. By clicking “I accept” or continuing
to use our App after the notice or 30 days after notification (whichever date is earlier), you agree to the amended Terms. If
you do not agree to the amendment, you may close your Account with effect from the date of the change in these Terms by
providing written notice to us. If you close your Account, you will no longer be able to access our App on and from the date
of cancellation.

2. Account
2.1 You must sign up for an Account in order to access and use our App.
2.2 You may register for an Account using your Apple or Google account (Single Sign-On Account). If you sign in to your
Account using a Single Sign-On Account, you authorise us to access information from your Single Sign-On Account including
your name and contact information.
2.3 While you have an Account with us, you agree to keep usernames and passwords secure and confidential, and let us know if
you become aware of any unauthorised access to your Account.
2.4 We may suspend your access to our App where we reasonably believe there has been any unauthorised access to or use of
our App. If we suspend your access to our App, we will let you know within a reasonable time of doing so, and we will work
with you to resolve the matter, or if it cannot be resolved, then we may terminate your Account and your access to our App
will end.

3. Payments 
3.1 It is free to register an Account on the App.
Online ordering for in-store collection
3.2 You may place an order for products at specific OAKBERRY stores via the App. You must make payment for products by
credit or debit card, or other payment method made available by us in the App (including Gift Cards).
3.3 The availability of products is subject to each store’s opening hours and quantities of ingredients.
3.4 It is your responsibility to check the order details, including selected products, store location, collection time and pricing,
before you submit your order through the App.
3.5 We may ask you to provide photo ID to confirm you are the Account holder before you can collect your order.
3.6 Once orders have been placed, they cannot be cancelled by you.
3.7 We may notify you in the App that an order has been cancelled at any time, and if this happens, we will reimburse you for
any payment already made using the same method you used to pay for your order.
3.8 Due to the perishable nature of our products, if you do not pick up your products within a reasonable time after they are
ready for pickup, your products may be disposed of at our discretion and (subject to your rights under the Australian
Consumer Law) no refunds will be provided.

Gift cards
3.9 You may purchase virtual gift cards on the App (Gift Card).
3.10 Our Gift Cards expire 3 years from the date of purchase. It is your responsibility to keep track of the expiration date. We will
not send you any reminders of when your Gift Card will expire. Any unused credit will expire on the expiration date, and
cannot be redeemed after this date.
3.11 You can redeem your Gift Card on the App at checkout.
3.12 If the amount of your Gift Card does not cover the total price for the items you wish to purchase, you will need to pay the
remainder of the purchase with another payment method, or with another gift card.
3.13 Your Gift Card can be used in conjunction with a discount code.
3.14 Gift Cards are not redeemable for cash and cannot be returned for a cash refund or exchanged. This clause does not seek to
limit any rights you may have under Australian Consumer Law. Gift Cards cannot be used to purchase Gift Cards.
3.15 Any unused balance will remain as credit on the Gift Card and is not transferable for a cash payment. Additional values
cannot be added to existing Gift Cards.
3.16 If a purchase made using a Gift Card is cancelled or returned, the portion of the purchase attributable to the Gift Card will
be refunded as credit to use on our App only.
3.17 Your use of the Gift Card may be declined where there is fraud, deception or reasonable suspicion of illegal activities in
connection with your use.

Special offers
3.18 We sometimes make special offers available through our App. Special offers may not be combined with any other
promotions, discounts or coupons unless explicitly stated. Additional details about any special offers are available on
the App. Certain offers and rewards may also be subject to the Oakberry Club Loyalty Program Terms and Conditions.
3.19 There may be products on our App that are excluded from the applicability of any special offer.
3.20 We may offer a reward point program. We set out on the App the number of reward points you must accumulate before
being entitled to free or discounted products. You must indicate that you wish to claim your free or discounted product at
the time of submitting your order through the App.
3.21 Any refunds offered for products purchased using a special offer will be for the value actually paid for the products after the
special offer was applied.
3.22 Subject to your rights under the Australian Consumer Law and these Terms, we are not responsible if a special offer is or
becomes unavailable.
3.23 We can substitute ingredients and inclusions of any special offers as a result of seasonal variation, supplier changes or other
factors.

General
3.24 You must not pay, or attempt to pay, any fees due under these Terms or as a result of your use of our App by fraudulent or
unlawful means. If you make payment by debit or credit card, you must be the authorised card holder. If payment is made
by direct debit, by providing your bank account details and accepting these Terms, you authorise our nominated third-party
payment processor to debit your bank account, and you confirm that you are either the holder or an authorised signatory
of that bank account.

4. Platform Licence
4.1 While you have an Account, we grant you a right to use our App.
4.2 You must not:

(a) interfere with our App, or with any other person’s access to our App;
(b) introduce any viruses or other malicious software code into our App;
(c) use any unauthorised or modified version of our App, including but not limited to for the purpose of building similar
or competitive software or for the purpose of obtaining unauthorised access to our App; or
(d) access or use our App to transmit, publish or communicate material that is, defamatory, offensive, abusive,
indecent, menacing, harassing or unwanted.

5. Availability, Disruption and Downtime
5.1 While we strive to always make our App available to you, we do not make any promises that it will be available 100% of the
time. Our App may be disrupted during certain periods, including, for example, as a result of scheduled or emergency
maintenance.
5.2 Our App may interact with, or be reliant on, products or services provided by third parties, such as cloud hosting service
providers. To the maximum extent permitted by law, we are not liable for disruptions or downtime caused or contributed
to by these third parties.
5.3 We will try to provide you with reasonable notice, where possible, of any disruptions to your access to our App.

6. Intellectual Property and Data
6.1 We own all intellectual property rights in our App. This includes how our App looks and functions, as well as our
copyrighted works, trademarks, inventions, designs and other intellectual property. You agree not to copy or otherwise
misuse our intellectual property without our written permission (for example, to reverse engineer or discover the source
code of our intellectual property), and you must not alter or remove any confidentiality, copyright or other ownership
notice placed on our App.
6.2 We may use any feedback or suggestions that you give us in any manner which we see fit (for example, to develop new
products, features or promotions), and no benefit will be owed to you as a result of any use by us of your feedback or
suggestions.

Your Data
6.3 We do not own any of Your Data, but when you enter or upload any of Your Data into our App, you grant us the right to
access, analyse, backup, copy, store, transmit, and otherwise use Your Data while you have an Account with us (and for a
reasonable period of time afterwards). We may use Your Data (or disclose it to third party service providers) to:
(a) supply our App to you;

(b) improve, develop and protect our App; and

(c) send you information we think may be of interest to you based on your marketing preferences.

6.4 You acknowledge and agree that because of the nature of the internet, the processing and transmission of Your Data by us
may occur of various networks, and may be transferred unencrypted.
6.5 When you use our App, we may create anonymised statistical data from Your Data and usage of our App (for example,
through aggregation). Once anonymised, we own that data and may use it for our own purposes, such as to provide and
improve our App, to develop new services or product offerings, to identify business trends, and for other uses we
communicate to you. This may include making such anonymised data publicly available, provided it is not compiled using a
sample size small enough to make underlying portions of Your Data identifiable.
6.6 If you do not provide Your Data to us, it may impact your ability to use our App.

7. Confidential Information and Personal Information
7.1 While using our App, you may share confidential information with us, and you may become aware of confidential
information about us. You agree not to use our confidential information, and to take reasonable steps to protect our
confidential information from being disclosed without our permission, and we agree to do the same for your confidential
information. This also means making sure that any employees, contractors, professional advisors or agents of ours only
have access to confidential information on a ‘need-to-know basis’ (in other words, the disclosure is absolutely necessary),
and that they also agree to not misuse or disclose such confidential information.
7.2 However, either you or we may share confidential information with legal or regulatory authorities if required by law to do
so.
7.3 We collect, hold and disclose and use any Personal Information you provide to us in accordance with our privacy policy,
available at www.oakberry.com.au , and applicable privacy laws.
7.4 You must only disclose Personal Information to us if you have the right to do so (such as having the individual’s express
consent).
7.5 We may need to disclose Personal Information to third parties, such as our related companies or our service providers (for
example, IT and administrative service providers and our professional advisors).

8. Consumer Law Rights
8.1 In some jurisdictions, you may have guarantees, rights or other remedies provided by law (Consumer Law Rights), and
these Terms do not restrict your Consumer Law Rights. We will only be bound by your Consumer Law Rights and the
express wording of these Terms. Our liability for a breach of your Consumer Law Rights is, unless the laws of your
jurisdiction state otherwise, limited to either resupplying our App (or, where you have purchased products, resupplying the
products), or paying the cost of having our App resupplied.
8.2 Subject to your Consumer Law Rights, we do not provide a refund for a change of mind or change in circumstance.
8.3 If you accept these Terms in Australia, nothing in these Terms should be interpreted to exclude, restrict or modify the
application of, or any rights or remedies you may have under, any part of the Australian Consumer Law (as set out in
Schedule 2 of the Competition and Consumer Act 2010 (Cth)).

9. Liability
9.1 Regardless of whatever else is stated in these Terms, to the maximum extent permitted by law:

(a) a party’s liability for any Liability under these Terms will be reduced proportionately to the extent the relevant
Liability was caused or contributed to by the actions of the other party, including any failure by the other party to
mitigate its loss; and
(b) our aggregate liability to you for any Liability arising from or in connection with these Terms will be limited to
AU$200.

10. Notice Regarding Apple
10.1 To the extent that you are using or accessing our App on an iOS device through a mobile application from the Apple App
Store, you further acknowledge and agree to the terms of this clause. You acknowledge that these Terms are between you
and us only, not with Apple Inc. (Apple), and Apple is not responsible for our App and any content available on our App.
10.2 Apple has no obligation to furnish you with any maintenance and support services with respect to our App.
10.3 If our mobile application fails to conform to any applicable warranty, you may notify Apple and Apple will refund the
purchase price of the mobile application to you. To the maximum extent permitted by applicable law, Apple will have no
other warranty obligation whatsoever with respect to the mobile application and any other claims, losses, liabilities,
damages, costs or expenses attributable to any failure to conform to any warranty will be our responsibility.
10.4 Apple is not responsible for addressing any claims by you or any third party relating to our mobile application or your use of
our mobile application, including but not limited to: (1) product liability claims; (2) any claim that our mobile application
fails to conform to any applicable legal or regulatory requirement; and (3) claims arising under consumer protection or
similar legislation.
10.5 Apple is not responsible for the investigation, defence, settlement and discharge of any third-party claim that our mobile
application infringes that third party’s intellectual property rights.
10.6 You agree to comply with any applicable third-party terms when using our mobile application.
10.7 Apple and Apple subsidiaries are third-party beneficiaries of these Terms, and upon your acceptance of these Terms, Apple
will have the right (and will be deemed to have accepted the right) to enforce these Terms against you as a third-party
beneficiary of these Terms.
10.8 You hereby represent and warrant that: (1) you are not located in a country that is subject to a U.S. Government embargo,
or that has been designated by the U.S. Government as a “terrorist supporting” country; and (2) you are not listed on any
U.S. Government list of prohibited or restricted parties.

11. Termination
11.1 Either Party may terminate these Terms (meaning, in the case of you, you will lose access to our App, including access to
your Account) if:

(a) the other Party (Defaulting Party) breaches these Terms and does not remedy that breach within 14 days of the
other Party notifying the Defaulting Party of that breach; or

(b) the Defaulting Party breaches these Terms and that breach cannot be remedied.

11.2 You may also terminate these Terms at any time by notifying us through your Account or to our email for notices (as set out
in clause 12.5), and termination will take effect immediately.
11.3 Upon termination of these Terms, we will retain Your Data (including copies) as required by law or regulatory requirements.
11.4 Termination of these Terms will not affect any other rights or liabilities that we or you may have.

12. General
12.1 Disputes: Neither we or you may commence court proceedings relating to any dispute, controversy or claim arising from, or
in connection with, these Terms (Dispute) unless we and you first meet (in good faith) to resolve the Dispute.
12.2 Events Outside Our Control: We will not be liable for any delay or failure to perform our obligations (including our App), if
such delay or failure is caused or contributed to by an event or circumstance beyond our reasonable control.
12.3 Governing law: These Terms are governed by the laws of New South Wales, and any matter relating to these Terms is to be
determined exclusively by the courts in New South Wales.
12.4 Marketing: You agree that we may send you electronic communications about our products and services. You may opt-out
at any time by using the unsubscribe function in our electronic communications.
12.5 Notices: Any notice you send to us must be sent to [email protected] . Any notice we send to you will be sent to the
email address registered against your Account.
12.6 Survival: Clauses 6 to 11 will survive the termination or expiry of these Terms.
12.7 Third Party Sites: Our App may contain links to websites operated by third parties. Unless we tell you otherwise, we do not
control, endorse or approve, and are not responsible for, the content on those websites. We recommend that you make
your own investigations in relation to the suitability of those websites. If you purchase goods or services from a third party
website linked from our App, those goods or services are being provided by that third party, not us. We may receive a
benefit (which may include a referral fee or a commission) should you visit certain third party websites through a link on
our App, or for featuring certain goods or services on our App. We will make it clear by notice to you which (if any) goods or
services, or website links, we receive a benefit from by featuring them on our App.

13. Definitions
13.1 In these Terms:
Account means an account accessible to the individual who signed up to our App.
Liability means any expense, cost, liability, loss, damage, claim, notice, entitlement, investigation, demand, proceeding or
judgment (whether under statute, contract, equity, tort (including negligence), indemnity or otherwise), howsoever arising,
whether direct or indirect and/or whether present, unascertained, future or contingent and whether involving a third party
or us or you or otherwise.
Personal Information means any information or opinion about an identified individual, or an individual who is reasonably
identifiable, whether the information or opinion is true or not, and whether the information or opinion is recorded in a
tangible form or not.
Your Data means the information, materials, images and other intellectual property or data supplied by you when using our
App or stored by or generated by your use of our App, including any Personal Information collected, used, disclosed, stored
or otherwise handled in connection with our App.